Some dental insurance FAQs

Does my dental strategy address dentures?

Protection for prosthodontics (dentures) is roofed but is susceptible to certain restrictions and exceptions. This information should be reviewed by you in the Dental Schedule of Benefits on the CMS web site prior to starting any treatment.

My partner is dropping his/her work and won't have insurance. When may I add him/her to my dental insurance? 

Your spouse may be added by you to your insurance within 60 days of the qualifying event, in this instance, the termination of employment. If your spouse wasn't added by you in this time period, you should wait before next Benefit Choice open enrollment period, that will be usually throughout the month of May.

What goes on to my dental insurance in case of a layoff, disease, and other kinds of leave?
Your dental insurance might be continued throughout disease, periodic layoff, family and medical or academic leaves without pay. The State share remains settled and the worker is charged regular by the UPB Benefits Services company for just about any insurance premium previously taken from the salary. Advanced payments are sent to the house addresses of workers off the payroll. The first bill will get to comparable time whilst the first salary is overlooked and then monthly thereafter. The statement will soon be itemized and is born within 10 days. Failure to pay reduced statement may bring about termination of the dental, health, and vision insurance before member returns to work. Re-enrollment in certain ideas will soon be susceptible to proof of a healthy body.

What goes on to my dental insurance throughout a amount of individual leave without pay? 

People on individual leave without pay might carry on coverage for approximately two years susceptible to the member's cost of 100% of the quality, including the company contribution. Monthly premium bills will be received by employees on personal leave from the UPB Benefits Services office. Advanced payments are sent to the house addresses of workers off the payroll. The first bill will get to comparable time whilst the first salary is overlooked and then monthly thereafter. The statement will soon be itemized and is born within 10 days. Failure to pay reduced statement may bring about termination of the, vision and dental insurance before member returns to work. Re-enrollment in certain ideas will soon be susceptible to proof of a healthy body.

What goes on to my dental insurance when I retire? 

Whenever you retire and start getting a regular allowance from the State Universities Retirement System (SURS), your State dental records are used in the pension system. Your cost of insurance would be the same regular quality as productive State employees are charged. Rates will soon be taken from the regular pension award check always.

What goes on to my dental insurance when I decide or my visit ends? 

Protection ends at nighttime on the day your visit ends. Individuals leaving work at the University are called to continue the insurance for up to 18 months under a Federal law known as COBRA. Price of protection is carried completely by the worker. There's number State factor toward COBRA coverage. Notice of the COBRA Continuation Option is delivered to workers by Central Management Services (CMS) right after their resignation or appointment closing day.